Get back to the life you want to live.A life free from debt.
Chapter 7 & Chapter 13 BankruptcyTogether we'll find the right option for you
It’s with you constantly. The feeling that you can never get out from under the mountain of credit cards, medical bills, and other debt. You go to bed worried about where the next mortgage or car payment is going to come from. You wake up the next day dreading the constant calls or fear that another lawsuit is coming. You’re tired of seeing your family go without while you struggle to keep the creditors at bay. Enough is enough.
Bankruptcy offers the opportunity to be free. To be free of the constant worry, stress, and sleepless nights. To finally put a stop to the constant calls, collection letters, and lawsuits. It can even help stop foreclosures and give you breathing room to catch up on your mortgage, car payments, student loans, and tax debt.
My goal is to get you back to the life you want to live. A life free from debt and a life you can enjoy. A life where you can start saving for retirement, the next vacation, or your next home. To be able to finally rest easy knowing that you can afford your child’s next field trip or that unexpected car repair.
From the initial consultation, to the meeting with the case trustee, and to discharge, I personally guide you to the fresh start you deserve!
What is Chapter 7 Bankruptcy?
Frequently asked questions about chapter 7 bankruptcy
How long does a chapter 7 bankruptcy take?
What property can I keep in a chapter 7 bankruptcy?
How much debt do I need to file chapter 7 bankruptcy?
Can I keep my car and home in a chapter 7 bankruptcy?
How much does a chapter 7 bankruptcy cost?
The cost to file chapter 7 bankruptcy can vary from attorney-to-attorney. When searching for an attorney, always ask what services their attorney fees cover. As I guide filers completely through the case from start-to-finish, my fee for a chapter 7 bankruptcy is a flat $1,600 regardless of whether it is a single or joint filing. This amount can paid in installments prior to filing. To keep things simple, this amount includes the court’s filing fee of $335 and the cost of obtaining your credit reports electronically (which saves you time and a ream of paper).
What is a Chapter 13 Bankruptcy?
Frequently asked questions about chapter 13 bankruptcy
How long does a chapter 13 bankruptcy last?
What property can I keep in a chapter 13 bankruptcy?
Can a chapter 13 bankruptcy help stop a foreclosure, sheriff's sale, or repossession?
How much does a chapter 13 bankruptcy cost?
Again, cost can vary from attorney-to-attorney. Since I am involved in every step for upwards of 60 months, my fee is a flat $3,750 which includes the filing fee to the court. Generally, only $1,000 is required to file your case. The remaining balance is be paid through the life of your chapter 13 bankruptcy plan. This makes chapter 13 an affordable option and has the added benefit of reducing what you would otherwise owe to your creditors over the life of your chapter 13 plan. As a reminder, when comparing costs, always be sure to ask what exactly is included in the attorney’s services.