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Why choose bankruptcy over debt settlement?

Perhaps it’s the commercials on the radio touting “you can settle debt for pennies on the dollar – and not file bankruptcy!” or “you have the right to settle your debt!” Or, perhaps it’s the desire to exhaust all options...

Top 10 Bankruptcy Secrets Creditors Don’t Want You to Know

Creditors and debt settlement companies make money by keeping you in debt. That’s why the don’t want you to know that under federal law you have a right to eliminate most, if not all, of your debt. And, as you’ll see below, you can eliminate debt for a fraction...

Expecting a tax refund? Use it to eliminate your debt.

This time of year can mean a hefty tax refund. Refunds which are often ear-marked for vacation, the newest flat-screen TV, or a down-payment on a new car. But what you if could use that refund and use it to wipe out your debt? If you’ve been considering bankruptcy,...