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Expecting a tax refund? Use it to eliminate your debt.

This time of year can mean a hefty tax refund. Refunds which are often ear-marked for vacation, the newest flat-screen TV, or a down-payment on a new car. But what you if could use that refund and use it to wipe out your debt? If you’ve been considering bankruptcy,...

Are Bankruptcies Public Record?

Technically, bankruptcies are public record. The good news is that unlike collection lawsuits and divorces, most local newspapers don’t report bankruptcy filings. Nowadays, bankruptcies are only printed in specialized publications like the Court & Commercial...

You Can Discharge Medical Debt in Bankruptcy!

Can you discharge medical debt in bankruptcy? Absolutely!  Read on to find out why. Medical debt is treated like other unsecured debt in bankruptcy. Medical debt does not receive “special” treatment from other debt in bankruptcy. The truth is, medical debt...

What are bankruptcy exemptions and how do they work?

Ever wonder how your friend, co-worker, or neighbor filed bankruptcy, but kept their home, car, and boat? Here’s a little secret. It’s because of a nifty part of bankruptcy law called “bankruptcy exemptions.” What are bankruptcy exemptions?...