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It’s all about full disclosure.
When filing bankruptcy, the name of the game is full disclosure. Federal law requires you to list everything you own (your assets). It requires you to list everyone to whom you owe money (your debts). And if that’s not enough, you must also list your monthly income and expenses.
That’s a lot of information! So where does it all come from?
What documents will you need to provide?
The majority of this information comes from documents you likely already have. Your bankruptcy attorney will ask you to provide the following:
- a list of your assets, including real estate, vehicles, household goods, and financial accounts;
- a list of your monthly expenses;
- pay-stubs or proof of income for the past six months;
- bank statements for the last three months;
- federal and state tax returns for the last two years;
- most recent retirement statement;
- apartment lease or mortgage statement;
- information on any lawsuits, garnishments, and judgments;
- information on child support obligations; and
- a copy of your photo ID and Social Security card.
Let’s make the bankruptcy process stress-free.
Understandably, gathering all this information can be overwhelming. Especially when you’re already stressed and losing sleep.
But what if together we were able to narrow this list down? What if we broke it into bite-sized chunks? Now things suddenly become manageable!
That’s why I’ve prepared a bankruptcy checklist and packet for my clients. During the initial consultation, I make it a point to get to each client’s particular situation. Together, we narrow the checklist down to exactly what documents we’ll need based on your circumstances; saving you time and stress!
Going a step further, I obtain your credit reports electronically, saving you the time of going to AnnualCreditReport.com, authenticating your accounts, and printing out each report. I also obtain the values for your real estate and vehicles.
When you’re ready to get back to the life you want to live.
When you’re ready, a great place to start is by downloading or printing the checklist below, and gathering your tax returns for the past two years, your bank statements for the past three months, paystubs for the last six months. Then contact me to schedule your free consultation at (317) 695-1008 or [email protected]. Together, we’ll discuss your debt relief options, narrow down the remaining information needed, and start you on the path to becoming debt free!
Click HERE to download the Bankruptcy Checklist
About Matthew Cree
Matthew Cree is an attorney and counselor at law focusing on bankruptcy and collection defense in Greenwood, Indiana. His philosophy is to be there with his client every step of the way and to make bankruptcy as stress-free as possible.